What are the minimum requirements for Florida auto insurance?

If you are going to own and operate a vehicle in the Sunshine State you are going to have to purchase Florida auto insurance. However, that shouldn’t come as a surprise to anyone as all 50 states in the US require you to have auto insurance for a vehicle. A vehicle that’s going to be driven on the open road.

According to state law, if you own any vehicle with at least four wheels and intend to register it for operation Florida roads you have to have a minimum level of insurance to be legally allowed to do so. The minimum level of insurance necessary includes $10,000 of personal injury protection and $10,000 of property damage liability insurance. This coverage must be purchased from a Florida auto insurance company from https://floridainsurancequotes.net/florida-auto-insurance/. Which means, as long as you continue to have a valid and active Florida license plate attached to your vehicle.

Now, that doesn’t mean that this is the minimum requirement for auto insurance that you’re going to be able to get away with all the time. If you have a loan out for your vehicle you may have to have even higher minimum requirements of insurance as mandated by your bank or lender.

The overwhelming majority of lenders (even private lenders) are going to require that you protect their investments. That is until you have paid off the loan. You may be required to pay for complete and comprehensive automobile insurance in Florida. This means you’ll have to carry what is called a Comprehensive and Collision policy on your automobile and you can expect this to exceed the $10,000 personal injury protection and $10,000 of property damage liability insurance we mentioned above.

A lot of this is going to be dictated by a variety of different factors that include:

•           Your age and your sex

•           Your driving history and your credit history

•           The vehicle that you are insuring

A whole host of other factors that come into play. This is why it is so vitally important that you make sure you are always working with the best and the most reputable. That way you can score great Florida auto insurance at https://floridainsurancequotes.net/florida-auto-insurance/ .

It’s way too easy to end up being charged a lot more for the same amount of insurance especially minimum levels of insurance then you would have and up spending with another company. Do your research and due diligence while you are shopping around for automobile insurance in Florida and you’ll have nothing to worry about!